Hello,
We do not allow Apps that are requesting Publishing to ask users to create apps to use another product. If thats how your App works please do not apply for publishing, given that your app will be restricted to users located on your Zoom account. So I think it would be better to rethink your app logic to achieve your goal, if the limits mentioned above do not affect you then please go ahead and continue developing your app without Publishing.
Regards, Kwaku